Your Favorite Credit Topic in Pictures

Making late payments is one of the worst things you can do for your credit. Exactly how bad is it? That depends on how late your payments are. Your late payment can result in fees and negatively affect your credit score.

Found an error on your credit report? How unfair is it to get bad rap for something you didn’t even do? Luckily for you, we put together a step-by-step guide on how to get your personal ‘bad press’ off your credit report and chalk up a clean slate.

Want to know how well you’re doing in the credit department? Did you check your credit score, but have no idea about how to interpret what it actually MEANS? Here’s a clear chart showing exactly which category your credit score puts you into, and how lenders view you as a potential borrower.

While bankruptcy was your only solution when the bills became too much to bear, your credit score took a hefty nosedive. Is there anything you can do to restore the credit? Yes there is! While it may take a while, bankruptcy is not by any means a final death knell.

Was your credit card lost or stolen? No need to panic. Our infograph tells you everything you need to know to avoid fees and keep your credit score intact.

Have you ever suspected that people are accessing your personal information, or utilizing your credit somehow? While the 21st century has made fraud and identity theft way too easy, you can protect yourself by freezing your credit.

With so many types of cards around, there may be a case of confusing choices. Here’s a clear breakdown of what the credit, charge, and debit cards are all about. Think about your needs and see which cards are the best fit for you.

Have you been eyeing your dream car for a long time? Need funding to make that dream a reality? You can totally make it happen, but before signing on for the car, make sure that your funding is in place. Here’s how to do it right.

Are you accumulating high interest on your credit card debt? Transferring credit card debt to a card with lower interest rates can save you a boatload of money. Here’s how to transfer your balance via phone or online.